The information in the visuals above is for illustrative purposes only and does
not represent an actual user's account, balance, or return.
Power Your Business with Choices and Flexibility
Choose from institutionally recognized* third-party model providers or build fully customized portfolios, all on Zoe’s turnkey platform.
Power Your Business with Choices and Flexibility
Power Your Business with Choices and Flexibility
Choose from institutionally recognized* third-party model providers or build fully customized portfolios, all on Zoe’s turnkey platform.
Choose from institutionally recognized* third-party model providers or build fully customized portfolios, all on Zoe’s turnkey platform.
The information in the visuals above is for illustrative purposes only and does not represent
an actual user's account, balance, or return.
Access institutional third-party asset managers
Access institutional third-party asset managers
Access institutional third-party asset managers
Streamline your entire portfolio management process
Streamline your entire portfolio management process
Streamline your entire portfolio management process
Combine and deploy models from multiple providers in minutes
Combine and deploy models from multiple providers in minutes
Combine and deploy models from multiple providers in minutes
Core Functionalities
Core Functionalities
Industry-Leading Portfolio Solutions
Zoe’s Model Marketplace gives you direct access to portfolios and investment strategies from the established global asset managers.
Zoe’s Model Marketplace gives you direct access to portfolios and investment strategies from the established global asset managers.
Featured Providers:
Featured Providers:
BlackRock • Morningstar • MSCI • SmartLeaf • State Street • Vanguard
BlackRock • Morningstar • MSCI • SmartLeaf • State Street • Vanguard
Industry-Leading Portfolio Solutions
Zoe’s Model Marketplace gives you direct access to portfolios and investment strategies from the established global asset managers.
Featured Providers:
BlackRock • Morningstar • MSCI • SmartLeaf • State Street • Vanguard
Multi-Manager Models with Built-In
Tax Loss Harvesting
Multi-Manager Models with Built-In
Tax Loss Harvesting
Access investment solutions from multiple providers, all within a single Multi-Manager Model on Zoe’s platform.
Access investment solutions from multiple providers, all within a single Multi-Manager Model on Zoe’s platform.
BlackRock and State Street’s models include pre-configured equivalents with built-in, tax-aware settings and tax-loss harvesting to help manage realized gains and after-tax efficiency.**
BlackRock and State Street’s models include pre-configured equivalents with built-in, tax-aware settings and tax-loss harvesting to help manage realized gains and after-tax efficiency.**
Multi-Manager Models with
Built-In Tax Loss Harvesting
Access investment solutions from multiple providers, all within a single Multi-Manager Model on Zoe’s platform.
BlackRock and State Street’s models include pre-configured equivalents with built-in, tax-aware settings and tax-loss harvesting to help manage realized gains and after-tax efficiency.**
Direct Indexing Models
Zoe integrates custom direct indexing solutions from long-standing third-party providers, empowering advisors to deliver portfolios that could be tailored to each client’s unique preferences.
Zoe integrates custom direct indexing solutions from long-standing third-party providers, empowering advisors to deliver portfolios that could be tailored to each client’s unique preferences.
Direct Indexes Providers:
Direct Indexes Providers:
MSCI • Morningstar Indexes • SmartLeaf
MSCI • Morningstar Indexes • SmartLeaf
Direct Indexing Models
Zoe integrates custom direct indexing solutions from long-standing third-party providers, empowering advisors to deliver portfolios that could be tailored to each client’s unique preferences.
Direct Indexes Providers:
MSCI • Morningstar Indexes • SmartLeaf
Why Advisors Choose Zoe
Why Advisors Choose Zoe
Technology You
Can Rely On
Diversification
Diversification
Enhance portfolio diversification through strategies from multiple asset managers.
Enhance portfolio diversification through strategies from multiple asset managers.
Tax Efficiency
Potentially improve after-tax returns with integrated tax loss harvesting.
Potentially improve after-tax returns with integrated tax loss harvesting.
Time Savings
Time Savings
Deploy turnkey portfolios instantly: no setup hassle, no minimums.
Deploy turnkey portfolios instantly: no setup hassle, no minimums.
Diversification
Investment accounts are protected by SIPC coverage up to applicable limits, and cash balances are FDIC-insured through our partner banks.
Tax Efficiency
Potentially improve after-tax returns with integrated tax loss harvesting.
Time Savings
Deploy turnkey portfolios instantly: no setup hassle, no minimums.
Ready to Give Your Clients More?
Transform the way you serve your clients by scaling smarter and delivering more.
Ready to Give Your Clients More?
Transform the way you serve your clients by scaling smarter and delivering more.
Ready to Give Your Clients More?
Transform the way you serve your clients by scaling smarter and delivering more.
* ”Institutionally recognized” means the provider’s products or services are used or licensed by institutional or enterprise clients (e.g., RIAs, broker-dealers, banks) or are included on major advisor/custodial platforms as of October 22, 2025. No ranking or preference is applied to Model selection. **Actual model adoption experiences may vary. Zoe makes no representation or warranty as to the accuracy, timeliness, or completeness of any data or model output provided by third parties. Tax-loss harvesting and any after-tax benefits are not guaranteed and depend on client circumstances and market conditions. Zoe does not provide tax advice. Clients should consult a qualified tax professional. Direct indexing seeks to approximate a stated index but may deviate; customization can increase turnover, costs, and tracking error. Past performance is no guarantee of future results.
Model Marketplace designated as “third-party” are designed, owned, and maintained by the respective provider. Zoe does not direct, control, or validate the provider’s methodology, data inputs, or trading rules. Provider names appear for identification only and do not constitute an endorsement or sponsorship. Zoe and the provider are independent, unaffiliated entities. Provider names and marks (e.g., BlackRock®) are trademarks of their respective owners. Zoe may receive fees for providing access to the Model Marketplace. Zoe does not receive compensation from model providers tied to fund selection or trading volume unless specifically disclosed.
Zoe Financial does not guarantee the timing, success rate, or client retention outcomes from eMoney integration. Actual integration experiences may vary.
* ”Institutionally recognized” means the provider’s products or services are used or licensed by institutional or enterprise clients (e.g., RIAs, broker-dealers, banks) or are included on major advisor/custodial platforms as of October 22, 2025. No ranking or preference is applied to Model selection. **Actual model adoption experiences may vary. Zoe makes no representation or warranty as to the accuracy, timeliness, or completeness of any data or model output provided by third parties. Tax-loss harvesting and any after-tax benefits are not guaranteed and depend on client circumstances and market conditions. Zoe does not provide tax advice. Clients should consult a qualified tax professional. Direct indexing seeks to approximate a stated index but may deviate; customization can increase turnover, costs, and tracking error. Past performance is no guarantee of future results.
Model Marketplace designated as “third-party” are designed, owned, and maintained by the respective provider. Zoe does not direct, control, or validate the provider’s methodology, data inputs, or trading rules. Provider names appear for identification only and do not constitute an endorsement or sponsorship. Zoe and the provider are independent, unaffiliated entities. Provider names and marks (e.g., BlackRock®) are trademarks of their respective owners. Zoe may receive fees for providing access to the Model Marketplace. Zoe does not receive compensation from model providers tied to fund selection or trading volume unless specifically disclosed.
Zoe Financial does not guarantee the timing, success rate, or client retention outcomes from eMoney integration. Actual integration experiences may vary.
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Zoe Financial® is a registered trademark; all rights reserved. Zoe Financial is independent and not affiliated with, sponsored by, or endorsed by third-parties referenced, including Salesforce and eMoney.
Fiduciary Advisors shown not affiliated or endorsed by Zoe Financial
Strategies and techniques discussed—including fractional trading, direct investing, asset allocation, rebalancing, tax-loss harvesting, and direct indexing—may not be suitable for all investors, may have limitations, and can trigger fees, expenses, and tax consequences.
Copyright © 2025 Zoe Financial, Inc. | All rights reserved
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Zoe Financial® is a registered trademark; all rights reserved. Zoe Financial is independent and not affiliated with, sponsored by, or endorsed by third-parties referenced, including Salesforce and eMoney.
Fiduciary Advisors shown not affiliated or endorsed by Zoe Financial
Strategies and techniques discussed—including fractional trading, direct investing, asset allocation, rebalancing, tax-loss harvesting, and direct indexing—may not be suitable for all investors, may have limitations, and can trigger fees, expenses, and tax consequences.
Copyright © 2025 Zoe Financial, Inc. | All rights reserved
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Zoe Financial® is a registered trademark; all rights reserved. Zoe Financial is independent and not affiliated with, sponsored by, or endorsed by third-parties referenced, including Salesforce and eMoney.
Fiduciary Advisors shown not affiliated or endorsed by Zoe Financial
Strategies and techniques discussed—including fractional trading, direct investing, asset allocation, rebalancing, tax-loss harvesting, and direct indexing—may not be suitable for all investors, may have limitations, and can trigger fees, expenses, and tax consequences.
Copyright © 2025 Zoe Financial, Inc. | All rights reserved