Modern Wealth for Clients and Advisors
Modern Wealth for Clients and Advisors
Zoe empowers advisors and clients through one seamless experience, helping deliver smarter decisions and better financial outcomes.
Zoe empowers advisors and clients through one seamless experience, helping deliver smarter decisions and better financial outcomes.
Modern Wealth for Clients and Advisors
Zoe empowers advisors and clients through one seamless experience, helping deliver smarter decisions and better financial outcomes.
The information in the visuals above is for illustrative purposes only and does
not represent an actual user's account, balance, or return.
The information in the visuals above is for illustrative purposes only and does
not represent an actual user's account, balance, or return.
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Disclosure: *FinTech Breakthrough and Zoe Financial are not affiliated. The 2025 FinTech Breakthrough Awards recognize innovation in financial technology across multiple categories. Award recipients are selected based on industry impact and innovation. Zoe Financial did not pay for inclusion in the awards. For more details, visit FinTechBreakthrough.com. ThinkAdvisor and Zoe Financial are not affiliated. Zoe Financial did not pay for inclusion in the awards, however, Zoe Financial did pay for the promotion rights of the award badges. For more details, visit https://event.thinkadvisor.com/luminaries-awards/. Best Online Financial Advisor is a rating given by NerdWallet for the calendar years ’22, ’23, & ’24 based on several criteria to compare companies that provide financial planning services online or connect users with a financial advisor. Zoe Financial did not compensate NerdWallet for the rating, however Zoe does have a referral agreement with NerdWallet which creates a conflict of interest. Find more information and additional disclosures https://zoefin.com/award-disclosures/. + The preceding endorsements were provided by non-clients of Zoe Financial. No compensation was provided for these endorsements. These endorsements do not guarantee a level of success, nor do they guarantee that all users will have the same experience.
Disclosure: *FinTech Breakthrough and Zoe Financial are not affiliated. The 2025 FinTech Breakthrough Awards recognize innovation in financial technology across multiple categories. Award recipients are selected based on industry impact and innovation. Zoe Financial did not pay for inclusion in the awards. For more details, visit FinTechBreakthrough.com. ThinkAdvisor and Zoe Financial are not affiliated. Zoe Financial did not pay for inclusion in the awards, however, Zoe Financial did pay for the promotion rights of the award badges. For more details, visit https://event.thinkadvisor.com/luminaries-awards/. Best Online Financial Advisor is a rating given by NerdWallet for the calendar years ’22, ’23, & ’24 based on several criteria to compare companies that provide financial planning services online or connect users with a financial advisor. Zoe Financial did not compensate NerdWallet for the rating, however Zoe does have a referral agreement with NerdWallet which creates a conflict of interest. Find more information and additional disclosures https://zoefin.com/award-disclosures/. + The preceding endorsements were provided by non-clients of Zoe Financial. No compensation was provided for these endorsements. These endorsements do not guarantee a level of success, nor do they guarantee that all users will have the same experience.
A Unified Wealth Management Platform
A Unified Wealth Management Platform
A Unified Wealth
Management Platform
Zoe’s modern, unified platform brings advisors and clients together, empowering advisors to deliver a higher-quality client experience.
Legacy custodians weren’t built for the future of wealth management. Zoe’s modern, unified platform brings advisors and clients together, empowering advisors to deliver a higher-quality client experience.
Powered by Independent Fiduciary Advisors.
Powered by Independent Fiduciary Advisors.
Powered by Independent Fiduciary Advisors.
Zoe partners with independent fiduciary advisors who share our belief that everyone deserves honest, personalized financial guidance.
Zoe partners with independent fiduciary advisors who share our belief that everyone deserves honest, personalized financial guidance.
Zoe partners with independent fiduciary advisors who share our belief that everyone deserves honest, personalized financial guidance.
Billy Desai
CFA, CFP
Analog Capital Partners
Tallahassee, FL
15 Years of Experience
Ethan Ogden
CFP
Maia Wealth
Chicago, IL
15 Years of Experience
Brad Skluzacek
CFP®, CPWA®
GreenUp Wealth Management
Ann Harbor, MI
15 Years of Experience
Billy Desai
CFA, CFP
Analog Capital Partners
Tallahassee, FL
15 Years of Experience
Ethan Ogden
CFP
Maia Wealth
Chicago, IL
15 Years of Experience
Brad Skluzacek
CFP®, CPWA®
GreenUp Wealth Management
Ann Harbor, MI
15 Years of Experience
Designed for Better Outcomes
Designed for Better Outcomes
Open Multiple Accounts
Simplify the onboarding process by using a single, digital form to open multiple accounts.
Intelligent Tax Management
Drive stronger after-tax returns through automated tax-loss harvesting, tax-efficient rebalancing, and intelligent portfolio management.
Direct indexing
Go beyond ETFs and mutual funds. With direct indexing, you can own the market your way, enjoying lower costs, tax benefits, and control over your investments.
Fractional Shares
Fractional shares let you invest with precision, eliminating cash drag and helping your portfolio stay fully invested.
Open Multiple Accounts
Simplify the onboarding process by using a single, digital form to open multiple accounts.
Tax-Efficient Solutions
Zoe’s technology automatically identifies opportunities to offset gains through tax-loss harvesting and direct indexing, advanced strategies once reserved for institutional investors.
Direct Indexing
Go beyond ETFs and mutual funds. With direct indexing, you can own the market your way, enjoying lower costs, tax benefits, and control over your investments.
Automatic Rebalancing with Fractional Trading
Ensure every portfolio stays aligned with its target allocation through intelligent, drift-based rebalancing.
Technology You Can Trust.
People You Can Count On.
Technology You Can Trust. People You Can Count On.
Technology You Can Trust.
People You Can Count On.
Behind every digital workflow is a real team ready to help. Zoe’s Client Success and Advisor Support teams make every experience feel personal.
Behind every digital workflow is a real team ready to help. Zoe’s Client Success and Advisor Support teams make every experience feel personal.
Behind every digital workflow is a real team ready to help. Zoe’s Client Success and Advisor Support teams make every experience feel personal.
Read Our Client Reviews
Read Our Client Reviews
Our clients are our north star. Here's what they have to say about their experience finding an advisor through Zoe.
Our clients are our north star. Here's what they have to say about their experience finding an advisor through Zoe.
07/26/2026
"Zoe connected me to two excellent advisors, both of whom went above and beyond even just in our initial calls: Giving me advice, creating models tailored to my portfolio, spending hours with me on the phone and in-person, and beyond—all without any money changing hands or contracts being signed. I've since signed on with one of them, and I'm thrilled. Work with Zoe—there's nothing to lose, and everything to gain."
Drew S.
09/24/2025
"Zoe Financial was a great resource as I started my journey and search for financial planning help. They helped set up great connections and their team is extremely communicative and helpful!"
Katie G.
05/09/2025
"Zoe Financial made the process of finding a Financial Consultant so easy. From setting up appts and following up with calls and emails. I highly recommend them."
Holly P.
04/08/2025
"Beyond my imagining! I have had two negative experiences with advisors, and I am now confident I'm with the right person for my needs. They set up two interviews, and both were professional. One was exceptional! I completed my "intake" today. All good."
Michael W.
03/09/2025
"For years I hesitated working with a financial planner because I did not know how to find one. Using Zoe was easy and stressless. They walk you through the process, and provide advice on questions to ask potential advisors. Both professionals that Zoe recommended seemed top-notch and easy to talk to. The most difficult part of the process was deciding which to choose. Ultimately, I am confident that I have chosen a highly effective advisor who took the time to understand my needs and will provide the expertise to ensure my goals are met."
Mary W.
01/24/2025
"After being recommended Zoe Financial by one of the money newsletters I follow, I reached out and was guided through a non-pressure process to find a solution for our financial planning needs. We were matched to the incredible team who have been able to capture the challenges of our international portfolio and guide us with a "no golf" policy so no pesky referral fees that can cloud what is the best independent advice for us. Thanks, Zoe - so far we are a marriage made in heaven."
Emma B.
12/16/2024
"I did not want to hear from Zoe after finding out they were a referral service, so I didn't click submit after filling the online form and reading the fine print. They still reached out to me and since I was still in search mode remained open in hopes I would at least get an opinion of some value. In the end the firm with whom they connected me was a perfect fit, providing comprehensive services not found elsewhere. I'll call it luck, but maybe not ! ?"
Mark T.
12/20/2024
"I was hesitant at first in trusting the internet to find me a financial advisor but I will gladly say that Zoe financial (...). Made the entire experience incredibly efficient and easy to get through compared to when I picked my first financial advisor myself. Hopefully I won't need another financial advisor but if when the time comes Zoe would be my first choice to find me a new one"
Matt P.
07/31/2024
"The turn around from completing the questionnaire and the results was fast. The fact that they set up the initial meeting on your schedule was very nice. The added contact person asking you how the process is going and being willing to talk personally to help make a decision or clarify things is a wonderful bonus. I am very happy with how the entire process went and how fast I was able to find a company/advisor I feel comfortable with."
Jannette B.
06/10/2024
"Great company to go through if you're overwhelmed with the selection of financial advisors. Zoe was able to easily match me with potential advisors in their network based on my specific preferences and needs, and I was ultimately able to find an advisor. Thanks Zoe!"
Luke
04/24/2024
"Excellent knowledge of financial advisor business and superior customer service. All of our questions were quickly answered and we are aligned with a firm that far exceeds our expectations. "
Glenn Y.
02/20/2024
"I was matched with a financial planner with Zoe Financial over 2 years ago. The experience was great and they provided several good options for interviews. The fee structure was very clear and reasonable. The advisor I chose has been fantastic and meets with me quarterly to discuss all my investments, taxes and life planning strategies. Met with my advisor today and he is doing very well with my returns. I would recommend Zoe and their advisors to anyone that wants an independent advisor not tied to selling you their products."
Marcia G.
11/22/2023
"If I could give Zoe 10 stars, I would. I worked with [Client Manager]. He was sincerely committed to finding the best fitting Financial Advisor for me. And he succeeded. In addition, he was responsive, knowledgeable and committed to listening and HEARING what my preferences were in an Advisor. I highly recommend Zoe to pair you with the perfect person to work with you."
Teri G.
08/30/2023
"My experience with Zoe was very positive. The people I spoke with were knowledgeable and very helpful. It was a good experience for me as a person who did not know where to start with my financial planning. It was so easy!"
Peggy B.
03/08/2023
"As someone new to this process, I was given good explanations into what services are provided, what questions to ask to evaluate advisors and had lots of assistance walking me through the process. Highly recommend!"
M Drake
02/27/2023
"The quality of the three referrals were top notch, I feel I could have thrown darts and not gone wrong. The choices were good enough that the final decision was subjective, I chose an advisor closer to my age."
Roger T.
07/26/2026
"Zoe connected me to two excellent advisors, both of whom went above and beyond even just in our initial calls: Giving me advice, creating models tailored to my portfolio, spending hours with me on the phone and in-person, and beyond—all without any money changing hands or contracts being signed. I've since signed on with one of them, and I'm thrilled. Work with Zoe—there's nothing to lose, and everything to gain."
Drew S.
09/24/2025
"Zoe Financial was a great resource as I started my journey and search for financial planning help. They helped set up great connections and their team is extremely communicative and helpful!"
Katie G.
05/09/2025
"Zoe Financial made the process of finding a Financial Consultant so easy. From setting up appts and following up with calls and emails. I highly recommend them."
Holly P.
04/08/2025
"Beyond my imagining! I have had two negative experiences with advisors, and I am now confident I'm with the right person for my needs. They set up two interviews, and both were professional. One was exceptional! I completed my "intake" today. All good."
Michael W.
03/09/2025
"For years I hesitated working with a financial planner because I did not know how to find one. Using Zoe was easy and stressless. They walk you through the process, and provide advice on questions to ask potential advisors. Both professionals that Zoe recommended seemed top-notch and easy to talk to. The most difficult part of the process was deciding which to choose. Ultimately, I am confident that I have chosen a highly effective advisor who took the time to understand my needs and will provide the expertise to ensure my goals are met."
Mary W.
01/24/2025
"After being recommended Zoe Financial by one of the money newsletters I follow, I reached out and was guided through a non-pressure process to find a solution for our financial planning needs. We were matched to the incredible team who have been able to capture the challenges of our international portfolio and guide us with a "no golf" policy so no pesky referral fees that can cloud what is the best independent advice for us. Thanks, Zoe - so far we are a marriage made in heaven."
Emma B.
12/16/2024
"I did not want to hear from Zoe after finding out they were a referral service, so I didn't click submit after filling the online form and reading the fine print. They still reached out to me and since I was still in search mode remained open in hopes I would at least get an opinion of some value. In the end the firm with whom they connected me was a perfect fit, providing comprehensive services not found elsewhere. I'll call it luck, but maybe not ! ?"
Mark T.
12/20/2024
"I was hesitant at first in trusting the internet to find me a financial advisor but I will gladly say that Zoe financial (...). Made the entire experience incredibly efficient and easy to get through compared to when I picked my first financial advisor myself. Hopefully I won't need another financial advisor but if when the time comes Zoe would be my first choice to find me a new one"
Matt P.
07/31/2024
"The turn around from completing the questionnaire and the results was fast. The fact that they set up the initial meeting on your schedule was very nice. The added contact person asking you how the process is going and being willing to talk personally to help make a decision or clarify things is a wonderful bonus. I am very happy with how the entire process went and how fast I was able to find a company/advisor I feel comfortable with."
Jannette B.
06/10/2024
"Great company to go through if you're overwhelmed with the selection of financial advisors. Zoe was able to easily match me with potential advisors in their network based on my specific preferences and needs, and I was ultimately able to find an advisor. Thanks Zoe!"
Luke
04/24/2024
"Excellent knowledge of financial advisor business and superior customer service. All of our questions were quickly answered and we are aligned with a firm that far exceeds our expectations. "
Glenn Y.
02/20/2024
"I was matched with a financial planner with Zoe Financial over 2 years ago. The experience was great and they provided several good options for interviews. The fee structure was very clear and reasonable. The advisor I chose has been fantastic and meets with me quarterly to discuss all my investments, taxes and life planning strategies. Met with my advisor today and he is doing very well with my returns. I would recommend Zoe and their advisors to anyone that wants an independent advisor not tied to selling you their products."
Marcia G.
11/22/2023
"If I could give Zoe 10 stars, I would. I worked with [Client Manager]. He was sincerely committed to finding the best fitting Financial Advisor for me. And he succeeded. In addition, he was responsive, knowledgeable and committed to listening and HEARING what my preferences were in an Advisor. I highly recommend Zoe to pair you with the perfect person to work with you."
Teri G.
08/30/2023
"My experience with Zoe was very positive. The people I spoke with were knowledgeable and very helpful. It was a good experience for me as a person who did not know where to start with my financial planning. It was so easy!"
Peggy B.
03/08/2023
"As someone new to this process, I was given good explanations into what services are provided, what questions to ask to evaluate advisors and had lots of assistance walking me through the process. Highly recommend!"
M Drake
02/27/2023
"The quality of the three referrals were top notch, I feel I could have thrown darts and not gone wrong. The choices were good enough that the final decision was subjective, I chose an advisor closer to my age."
Roger T.
The preceding testimonials were provided by actual users of the Zoe Financial advisor matching service (Drew S. - 07/26/2026), (Katie G. - 09/24/2025), (Holly P. - 05/09/2025), (Michael W. - 04/08/2025), (Mary W. - 03/09/2025), (Emma B. - 01/24/2025), (Mark T. - 12/16/2024), (Matt P. - 12/20/2024), (Jannette B. - 07/31/2024), (Luke - 06/10/2024), (Glenn Y. - 04/24/2024), (Marcia G. - 02/20/2024), (Teri G. - 11/22/2023), (Peggy B. - 08/30/2023), (M Drake - 03/08/2023), (Roger T. - 02/27/2023), (Rick - 07/08/2022). No compensation was provided for the testimonials. These testimonials and endorsements do not guarantee a level of success, nor do they guarantee that all users will have the same experience. Zoe Financial and Trust Pilot are not affiliated. Image for illustrative purposes.
Wealth Experience Without the Friction
Wealth Experience Without the Friction
Wealth Experience Without
the Friction
Overview
Platform Features
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Fiduciary Advisors shown not affiliated or endorsed by Zoe Financial
Strategies and techniques discussed—including fractional trading, direct investing, asset allocation, rebalancing, tax-loss harvesting, and direct indexing—may not be suitable for all investors, may have limitations, and can trigger fees, expenses, and tax consequences.
^NerdWallet and NerdWallet Advisor Match are registered trademarks of NerdWallet, Inc. Zoe Financial's use of NerdWallet and affiliate data support Zoe Financial's referral business, which does not imply any skill, expertise, or experience.
^^FastCompany, CNBC, and Forbes are registered trademarks of their respective owners. Zoe FInancial’s mentioning in any of their publications do not imply any skill, expertise, or guarantee any performance, nor in anyway intended to be an offer or solicitation to purchase or sell any security, other investment or service.
*MorningStar is a trademark or service mark of Morningstar, Inc. Zoe Financial's use of MorningStar’s data and models’ investment performance data and portfolio analytics do not imply any specific skill, expertise or recognition.
**ThinkAdvisor Luminaries Awards and FinTech Breakthrough Awards are registered trademarks of ALM Global, LLC and FinTech Breakthrough, respectively. Zoe Financial’s recognition in both the ThinkAdvisor Luminaries Awards and FinTech Breakthrough Awards do not imply any skill, expertise, or guarantee any performance. Zoe did not provide compensation or incentives for the awards.
+Open Opportunity Fund is a venture capital investor in Zoe Financial, Inc. The fact that Zoe appears in Open Opportunity Fund’s portfolio should not be construed as a recommendation, endorsement, or approval of Zoe’s services, nor as an indication of future performance. Open Opportunity Fund is not a client of Zoe’s advisory services and has a financial interest in the success of Zoe Financial.
Zoe Financial is not affiliated with, endorsed by, or sponsored by any of the third-party names mentioned above.
Commission-free trading means $0 commission trades placed in Zoe Wealth brokerage accounts. Benefits of Fractional Share Trading, tax-Loss harvesting, and Direct Indexing are not guaranteed and may involve risks to investments. Cash Yield account offering and FDIC coverage are for accounts via Zoe’s third-party clearing and custody broker dealer, Apex Clearing Corp.
Explore the Zoe Wealth Platform with AI
Some of this content may have been generated with the assistance of AI. Please review and sense-check all outputs, as AI tools can occasionally produce incomplete or inaccurate information.
Copyright © 2026 Zoe Financial, Inc. | All rights reserved | Sitemap
Looking to find a vetted financial advisor? Search for a financial advisor on our sister site:
Overview
Platform Features
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Fiduciary Advisors shown not affiliated or endorsed by Zoe Financial
Strategies and techniques discussed—including fractional trading, direct investing, asset allocation, rebalancing, tax-loss harvesting, and direct indexing—may not be suitable for all investors, may have limitations, and can trigger fees, expenses, and tax consequences.
^NerdWallet and NerdWallet Advisor Match are registered trademarks of NerdWallet, Inc. Zoe Financial's use of NerdWallet and affiliate data support Zoe Financial's referral business, which does not imply any skill, expertise, or experience.
^^FastCompany, CNBC, and Forbes are registered trademarks of their respective owners. Zoe FInancial’s mentioning in any of their publications do not imply any skill, expertise, or guarantee any performance, nor in anyway intended to be an offer or solicitation to purchase or sell any security, other investment or service.
*MorningStar is a trademark or service mark of Morningstar, Inc. Zoe Financial's use of MorningStar’s data and models’ investment performance data and portfolio analytics do not imply any specific skill, expertise or recognition.
**ThinkAdvisor Luminaries Awards and FinTech Breakthrough Awards are registered trademarks of ALM Global, LLC and FinTech Breakthrough, respectively. Zoe Financial’s recognition in both the ThinkAdvisor Luminaries Awards and FinTech Breakthrough Awards do not imply any skill, expertise, or guarantee any performance. Zoe did not provide compensation or incentives for the awards.
+Open Opportunity Fund is a venture capital investor in Zoe Financial, Inc. The fact that Zoe appears in Open Opportunity Fund’s portfolio should not be construed as a recommendation, endorsement, or approval of Zoe’s services, nor as an indication of future performance. Open Opportunity Fund is not a client of Zoe’s advisory services and has a financial interest in the success of Zoe Financial.
Zoe Financial is not affiliated with, endorsed by, or sponsored by any of the third-party names mentioned above.
Commission-free trading means $0 commission trades placed in Zoe Wealth brokerage accounts. Benefits of Fractional Share Trading, tax-Loss harvesting, and Direct Indexing are not guaranteed and may involve risks to investments. Cash Yield account offering and FDIC coverage are for accounts via Zoe’s third-party clearing and custody broker dealer, Apex Clearing Corp.
Explore the Zoe Wealth Platform with AI
Some of this content may have been generated with the assistance of AI. Please review and sense-check all outputs, as AI tools can occasionally produce incomplete or inaccurate information.
Copyright © 2026 Zoe Financial, Inc. | All rights reserved | Sitemap
Looking to find a vetted financial advisor?
Search for a financial advisor on our sister site:
Overview
Platform Features
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Fiduciary Advisors shown not affiliated or endorsed by Zoe Financial
Strategies and techniques discussed—including fractional trading, direct investing, asset allocation, rebalancing, tax-loss harvesting, and direct indexing—may not be suitable for all investors, may have limitations, and can trigger fees, expenses, and tax consequences.
^NerdWallet and NerdWallet Advisor Match are registered trademarks of NerdWallet, Inc. Zoe Financial's use of NerdWallet and affiliate data support Zoe Financial's referral business, which does not imply any skill, expertise, or experience.
^^FastCompany, CNBC, and Forbes are registered trademarks of their respective owners. Zoe FInancial’s mentioning in any of their publications do not imply any skill, expertise, or guarantee any performance, nor in anyway intended to be an offer or solicitation to purchase or sell any security, other investment or service.
*MorningStar is a trademark or service mark of Morningstar, Inc. Zoe Financial's use of MorningStar’s data and models’ investment performance data and portfolio analytics do not imply any specific skill, expertise or recognition.
**ThinkAdvisor Luminaries Awards and FinTech Breakthrough Awards are registered trademarks of ALM Global, LLC and FinTech Breakthrough, respectively. Zoe Financial’s recognition in both the ThinkAdvisor Luminaries Awards and FinTech Breakthrough Awards do not imply any skill, expertise, or guarantee any performance. Zoe did not provide compensation or incentives for the awards.
+Open Opportunity Fund is a venture capital investor in Zoe Financial, Inc. The fact that Zoe appears in Open Opportunity Fund’s portfolio should not be construed as a recommendation, endorsement, or approval of Zoe’s services, nor as an indication of future performance. Open Opportunity Fund is not a client of Zoe’s advisory services and has a financial interest in the success of Zoe Financial.
Zoe Financial is not affiliated with, endorsed by, or sponsored by any of the third-party names mentioned above.
Commission-free trading means $0 commission trades placed in Zoe Wealth brokerage accounts. Benefits of Fractional Share Trading, tax-Loss harvesting, and Direct Indexing are not guaranteed and may involve risks to investments. Cash Yield account offering and FDIC coverage are for accounts via Zoe’s third-party clearing and custody broker dealer, Apex Clearing Corp.
Explore the Zoe Wealth Platform with AI
Some of this content may have been generated with the assistance of AI. Please review and sense-check all outputs, as AI tools can occasionally produce incomplete or inaccurate information.
Copyright © 2026 Zoe Financial, Inc. | All rights reserved | Sitemap
Looking to find a vetted financial advisor?
Search for a financial advisor on our sister site:
Direct Indexing
Go beyond ETFs and mutual funds. With direct indexing, you can own the market your way, enjoying lower costs, tax benefits, and control over your investments.
Open Multiple Accounts
Simplify the onboarding process by using a single, digital form to open multiple accounts.
Automatic Rebalancing
with Fractional Trading
Ensure every portfolio stays aligned with its target allocation through intelligent, drift-based rebalancing.
Tax-Efficient Solutions
Zoe’s technology automatically identifies opportunities to offset gains through tax-loss harvesting and direct indexing, advanced strategies once reserved for institutional investors.