Serve the
Next Generation of Clients
Serve the
Next Generation of Clients
Serve the
Next Generation
of Clients
Zoe is the digital custodial and sub-advisory platform that helps RIAs profitably serve their mass-affluent clients.
Zoe is the digital custodial and sub-advisory platform that helps RIAs profitably serve their mass-affluent clients.
Serve the
Next Generation of Clients
Zoe is the digital custodial and sub-advisory platform that helps RIAs profitably serve their mass-affluent clients.
The information in the visuals above is for illustrative purposes only and does
not represent an actual user's account, balance, or return.
The information in the visuals above is for illustrative purposes only and does
not represent an actual user's account, balance, or return.
The Custodian Built For Personalization At Scale
The Custodian Built For Personalization At Scale
Zoe gives you the technology and infrastructure to scale your client experience
while keeping your brand and relationships front and center.
Zoe gives you the technology and infrastructure to scale your client experience while keeping your brand and relationships front and center.
Zoe gives you the technology and infrastructure to scale your client experience while keeping your brand and relationships front and center.
Features That Power
the Zoe Platform
Digital Account Opening
Digital account opening, e-signatures, and account transfers, all monitored by Zoe’s team. Clients onboard in minutes not days.
Portfolio Management & Trade Execution
Zoe operates as your sub-advisor, implementing investment models, executing trades, and managing cash flows with precision.
Seamless Money Movement
From account transfers to cash movements, we manage the process through a secure digital workflow so funds move quickly and accurately.
Automated Rebalancing & Tax Optimization
Zoe automates household-level rebalancing, tax-loss harvesting, and tax-budgets for every account. Advisors retain oversight while Zoe handles the execution.
Features That Power the Zoe Platform
Digital Account Opening
Digital account opening, e-signatures, and account transfers, all monitored by Zoe’s team. Clients onboard in minutes not days.
Portfolio Management & Trade Execution
Zoe operates as your sub-advisor, implementing investment models, executing trades, and managing cash flows with precision.
Seamless Money Movement
From account transfers to cash movements, we manage the process through a secure digital workflow so funds move quickly and accurately.
Automated Rebalancing & Tax Optimization
Zoe automates household-level rebalancing, tax-loss harvesting, and tax-budgets for every account. Advisors retain oversight while Zoe handles the execution.
Features That Power the Zoe Platform
Digital Account Opening
Digital account opening, e-signatures, and account transfers, all monitored by Zoe’s team. Clients onboard in minutes not days.
Portfolio Management & Trade Execution
Zoe operates as your sub-advisor, implementing investment models, executing trades, and managing cash flows with precision.
Seamless Money Movement
From account transfers to cash movements, we manage the process through a secure digital workflow so funds move quickly and accurately.
Automated Rebalancing & Tax Optimization
Zoe automates household-level rebalancing, tax-loss harvesting, and tax-budgets for every account. Advisors retain oversight while Zoe handles the execution.
You Own the Relationship. We Power the Experience.
You Own the Relationship.
We Power the Experience.
You Own the Relationship.
We Power the Experience.
End-to-end support for advisors and clients powered by Zoe, recognized as Yours.
End-to-end support for advisors and clients powered by Zoe,
recognized as Yours.
You Own the Relationship.
We Power the Experience.
End-to-end support for advisors and clients powered by Zoe, recognized as Yours.
Your clients trust your brand,
not a third-party provider.
With Zoe’s Private Labeling, every interaction reinforces your firm’s identity while we manage the infrastructure behind the scenes. From setup to ongoing support, Zoe powers the experience, and your firm gets the recognition.
Client Care That Lets You
Focus on Growth.
Zoe delivers a white-glove experience for your clients, handling onboarding and ongoing support with care. We proactively monitor issues, offer real-time assistance, and join client calls when needed, so you can confidently serve more clients without adding headcount.
We Run the Ops.
You Grow the Practice.
Zoe’s Outsourced Operations Team helps advisors scale without adding headcount by taking on daily operational tasks like reconciliation, rebalancing, trade submissions, and real-time support.
Private Labeling
Your clients trust your brand,
not a third-party provider.
With Zoe’s Private Labeling, every interaction reinforces your firm’s identity while we manage the infrastructure behind the scenes. From setup to ongoing support, Zoe powers the experience, and your firm gets the recognition.
White Glove Service
Client Care That Lets You
Focus on Growth.
Zoe delivers a white-glove experience for your clients, handling onboarding and ongoing support with care. We proactively monitor issues, offer real-time assistance, and join client calls when needed, so you can confidently serve more clients without adding headcount.
Outsourced Back-office
We Run the Ops.
You Grow the Practice.
Zoe’s Outsourced Operations Team helps advisors scale without adding headcount by taking on daily operational tasks like reconciliation, rebalancing, trade submissions, and real-time support.
Private Labeling
Your clients trust your brand,
not a third-party provider.
With Zoe’s Private Labeling, every interaction reinforces your firm’s identity while we manage the infrastructure behind the scenes. From setup to ongoing support, Zoe powers the experience, and your firm gets the recognition.
White Glove Service
Client Care That Lets You
Focus on Growth.
Zoe delivers a white-glove experience for your clients, handling onboarding and ongoing support with care. We proactively monitor issues, offer real-time assistance, and join client calls when needed, so you can confidently serve more clients without adding headcount.
Outsourced Back-office
We Run the Ops.
You Grow the Practice.
Zoe’s Outsourced Operations Team helps advisors scale without adding headcount by taking on daily operational tasks like reconciliation, rebalancing, trade submissions, and real-time support.
Trusted by Leading Advisory Firms
Trusted by Leading
Advisory Firms
Trusted by Leading
Advisory Firms
How Zoe Helps Advisors Streamline Onboarding & Say “Yes” to More Clients
From the experience of McKenzie Lannon, CFP®
Connected to the Tools
You Already Use
Zoe integrates with top industry platforms so your process stays connected, cohesive, and easy to manage. From portfolio management to communication, everything stays in sync.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
Connected to the Tools You
Already Use
Zoe integrates with top industry platforms so your process stays connected, cohesive, and easy to manage. From portfolio management to communication, everything stays in sync.
Salesforce
With Zoe’s new embedded widgets and real-time data sync, advisors can now manage key client workflows directly from Salesforce, increasing efficiency and reducing errors.
Salesforce
With Zoe’s new embedded widgets and real-time data sync, advisors can now manage key client workflows directly from Salesforce, increasing efficiency and reducing errors.
eMoney
Keep every financial plan accurate and aligned. eMoney syncs directly with Zoe so client profiles, accounts, holdings, and projections stay continuously updated.
eMoney
Keep every financial plan accurate and aligned. eMoney syncs directly with Zoe so client profiles, accounts, holdings, and projections stay continuously updated.
eMoney
Keep every financial plan accurate and aligned. eMoney syncs directly with Zoe so client profiles, accounts, holdings, and projections stay continuously updated.
Salesforce
With Zoe’s new embedded widgets and real-time data sync, advisors can now manage key client workflows directly from Salesforce, increasing efficiency and reducing errors.
Salesforce
With Zoe’s new embedded widgets and real-time data sync, advisors can now manage key client workflows directly from Salesforce, increasing efficiency and reducing errors.
eMoney
Keep every financial plan accurate and aligned. eMoney syncs directly with Zoe so client profiles, accounts, holdings, and projections stay continuously updated.
eMoney
Keep every financial plan accurate and aligned. eMoney syncs directly with Zoe so client profiles, accounts, holdings, and projections stay continuously updated.
Grow with Zoe’s
Referral Network
Grow with Zoe’s
Referral Network
Grow with Zoe’s
Referral Network
Our referral program connects a select* group of committed RIA partners with high-intent clients on our Zoe marketplace.
Our referral program connects a select* group of committed RIA partners with high-intent clients on our Zoe marketplace.
Our referral program connects a select* group of committed RIA partners with high-intent clients on our Zoe marketplace.
*RIA Participation is by invitation, based on firm and advisor level qualifications as
well as a minimum level of assets custodied at the Zoe platform.
*RIA Participation is by invitation, based on firm and advisor level qualifications as well as a minimum level of assets custodied at the Zoe platform.
*RIA Participation is by invitation, based on firm and advisor level qualifications as well as a minimum level of assets custodied at
the Zoe platform.
*RIA Participation is by invitation, based on firm and advisor level qualifications as well as a minimum level of assets custodied at the Zoe platform.
Billy Desai
CFA, CFP
Analog Capital Partners
Tallahassee, FL
15 Years of Experience
Ethan Ogden
CFP
Maia Wealth
Chicago, IL
15 Years of Experience
Brad Skluzacek
CFP®, CPWA®
GreenUp Wealth Management
Ann Harbor, MI
15 Years of Experience
Billy Desai
CFA, CFP
Analog Capital Partners
Tallahassee, FL
15 Years of Experience
Ethan Ogden
CFP
Maia Wealth
Chicago, IL
15 Years of Experience
Brad Skluzacek
CFP®, CPWA®
GreenUp Wealth Management
Ann Harbor, MI
15 Years of Experience
Zoe. Your Way to Wealth
Zoe. Your Way to Wealth
Zoe. Your Way to Wealth
Zoe. Your Way to Wealth
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Zoe Financial® is a registered trademark; all rights reserved. Zoe Financial is independent and not affiliated with, sponsored by, or endorsed by third-parties referenced, including Salesforce and eMoney.
Fiduciary Advisors shown not affiliated or endorsed by Zoe Financial
Strategies and techniques discussed—including fractional trading, direct investing, asset allocation, rebalancing, tax-loss harvesting, and direct indexing—may not be suitable for all investors, may have limitations, and can trigger fees, expenses, and tax consequences.
Copyright © 2025 Zoe Financial, Inc. | All rights reserved
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Zoe Financial® is a registered trademark; all rights reserved. Zoe Financial is independent and not affiliated with, sponsored by, or endorsed by third-parties referenced, including Salesforce and eMoney.
Fiduciary Advisors shown not affiliated or endorsed by Zoe Financial
Strategies and techniques discussed—including fractional trading, direct investing, asset allocation, rebalancing, tax-loss harvesting, and direct indexing—may not be suitable for all investors, may have limitations, and can trigger fees, expenses, and tax consequences.
Copyright © 2025 Zoe Financial, Inc. | All rights reserved
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Zoe Financial® is a registered trademark; all rights reserved. Zoe Financial is independent and not affiliated with, sponsored by, or endorsed by third-parties referenced, including Salesforce and eMoney.
Fiduciary Advisors shown not affiliated or endorsed by Zoe Financial
Strategies and techniques discussed—including fractional trading, direct investing, asset allocation, rebalancing, tax-loss harvesting, and direct indexing—may not be suitable for all investors, may have limitations, and can trigger fees, expenses, and tax consequences.
Copyright © 2025 Zoe Financial, Inc. | All rights reserved
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Zoe Financial® is a registered trademark; all rights reserved. Zoe Financial is independent and not affiliated with, sponsored by, or endorsed by third-parties referenced, including Salesforce and eMoney.
Fiduciary Advisors shown not affiliated or endorsed by Zoe Financial
Strategies and techniques discussed—including fractional trading, direct investing, asset allocation, rebalancing, tax-loss harvesting, and direct indexing—may not be suitable for all investors, may have limitations, and can trigger fees, expenses, and tax consequences.
Copyright © 2025 Zoe Financial, Inc. | All rights reserved
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
Connected to the Tools You
Already Use
Zoe integrates with top industry platforms so your process stays connected, cohesive, and easy to manage. From portfolio management to communication, everything stays in sync.
Salesforce
With Zoe’s new embedded widgets and real-time data sync, advisors can now manage key client workflows directly from Salesforce, increasing efficiency and reducing errors.
Salesforce
With Zoe’s new embedded widgets and real-time data sync, advisors can now manage key client workflows directly from Salesforce, increasing efficiency and reducing errors.
eMoney
Keep every financial plan accurate and aligned. eMoney syncs directly with Zoe so client profiles, accounts, holdings, and projections stay continuously updated.
eMoney
Keep every financial plan accurate and aligned. eMoney syncs directly with Zoe so client profiles, accounts, holdings, and projections stay continuously updated.
Features That Power
the Zoe Platform
Digital Account Opening
Digital account opening, e-signatures, and account transfers, all monitored by Zoe’s team. Clients onboard in minutes not days.
Portfolio Management & Trade Execution
Zoe operates as your sub-advisor, implementing investment models, executing trades, and managing cash flows with precision.
Seamless Money Movement
From account transfers to cash movements, we manage the process through a secure digital workflow so funds move quickly and accurately.
Automated Rebalancing & Tax Optimization
Zoe automates household-level rebalancing, tax-loss harvesting, and tax-budgets for every account. Advisors retain oversight while Zoe handles the execution.