Serve the Next Generation of Clients
Serve the Next Generation of Clients
Serve the Next Generation of Clients
Zoe is the digital custodial and sub-advisory platform that helps RIAs profitably serve the mass-affluent clients.
We offer automation, private-labeling, and full back-office support so you can scale with confidence.
Zoe is the digital custodial and sub-advisory platform that helps RIAs profitably serve the mass-affluent clients.
We offer automation, private-labeling, and full back-office support so you can scale with confidence.
Zoe is the digital custodial and sub-advisory platform that helps RIAs profitably serve the mass-affluent clients.
We offer automation, private-labeling, and full back-office support so you can scale with confidence.
The Custodian Built For Personalization At Scale
The Custodian Built For Personalization At Scale
Zoe acts as your digital custodial and sub-advisory partner, providing the infrastructure to scale
profitably while preserving your brand and client relationships.
Zoe acts as your digital custodial and sub-advisory partner, providing the infrastructure to scale
profitably while preserving your brand and client relationships.
Features That Power the Zoe Platform
Onboarding Made Effortless
Onboarding Made Effortless
Digital account opening, e-signatures, and client authorization — all managed by Zoe’s team. Clients onboard in minutes, not days. Your advisors don’t touch paperwork.
Digital account opening, e-signatures, and client authorization — all managed by Zoe’s team. Clients onboard in minutes, not days. Your advisors don’t touch paperwork.
Portfolio Management & Trade Execution
Portfolio Management & Trade Execution
Zoe operates as your sub-advisor — implementing investment models, executing trades, and managing cash flows with precision.
All trades are handled through our custodial infrastructure, giving you full visibility without the manual lift.
Zoe operates as your sub-advisor — implementing investment models, executing trades, and managing cash flows with precision.
All trades are handled through our custodial infrastructure, giving you full visibility without the manual lift.
Seamless Money Movement
Seamless Money Movement
We manage every detail of ACATs, ACHs, and money movements, ensuring transfers are accurate, compliant, and fast. Your clients never have to chase forms or follow up , and neither does your team.
We manage every detail of ACATs, ACHs, and money movements, ensuring transfers are accurate, compliant, and fast. Your clients never have to chase forms or follow up , and neither does your team.
Automated Rebalancing & Tax Optimization
Automated Rebalancing & Tax Optimization
Zoe automates household-level rebalancing, tax-loss harvesting, and tax-budgets for every account. Advisors retain oversight while Zoe handles the execution.
Zoe automates household-level rebalancing, tax-loss harvesting, and tax-budgets for every account. Advisors retain oversight while Zoe handles the execution.
You Own the Relationship. We Power the Experience.
You Own the Relationship.
We Power the Experience.
End-to-end support for advisors and clients powered by Zoe, recognized as Yours.
You Own the Relationship.
We Power the Experience.
End-to-end support for advisors and clients powered by Zoe, recognized as Yours.
Private Labeling
Your clients trust your brand,
not a third-party provider.
With Zoe’s Private Labeling, every interaction reinforces your firm’s identity while we handle the heavy and complex work behind the scenes. From initial setup to ongoing support, Zoe powers the experience, but your firm gets the recognition.
White Glove Service
Client Care That Lets You
Focus on Growth.
Zoe delivers a true white-glove experience for your clients, handling every step of onboarding and ongoing support with care. Our team proactively monitors issues, provides real-time assistance, and even joins client calls by request, ensuring a seamless and personalized experience that allows you to serve more clients without adding headcount.
Outsourced Back-office
We Run the Ops.
You Grow the Practice.
Zoe’s Outsourced Operations Team helps advisors serve more clients without increasing headcount by taking on the daily operational workload. From reconciliation, rebalancing, and trade submissions to proactive issue monitoring and real-time support, Zoe ensures that critical back-office tasks are handled efficiently.
Private Labeling
Your clients trust your brand,
not a third-party provider.
With Zoe’s Private Labeling, every interaction reinforces your firm’s identity while we handle the heavy and complex work behind the scenes. From initial setup to ongoing support, Zoe powers the experience, but your firm gets the recognition.
White Glove Service
Client Care That Lets You
Focus on Growth.
Zoe’s Outsourced Operations Team helps advisors serve more clients without increasing headcount by taking on the daily operational workload. From reconciliation, rebalancing, and trade submissions to proactive issue monitoring and real-time support, Zoe ensures that critical back-office tasks are handled efficiently.
Outsourced Back-office
We Run the Ops.
You Grow the Practice.
Zoe delivers a true white-glove experience for your clients, handling every step of onboarding and ongoing support with care. Our team proactively monitors issues, provides real-time assistance, and even joins client calls by request, ensuring a seamless and personalized experience that allows you to serve more clients without adding headcount.
Private Labeling
Your clients trust your brand,
not a third-party provider.
With Zoe’s Private Labeling, every interaction reinforces your firm’s identity while we handle the heavy and complex work behind the scenes. From initial setup to ongoing support, Zoe powers the experience, but your firm gets the recognition.
White Glove Service
Client Care That Lets You
Focus on Growth.
Zoe’s Outsourced Operations Team helps advisors serve more clients without increasing headcount by taking on the daily operational workload. From reconciliation, rebalancing, and trade submissions to proactive issue monitoring and real-time support, Zoe ensures that critical back-office tasks are handled efficiently.
Outsourced Back-office
We Run the Ops.
You Grow the Practice.
Zoe delivers a true white-glove experience for your clients, handling every step of onboarding and ongoing support with care. Our team proactively monitors issues, provides real-time assistance, and even joins client calls by request, ensuring a seamless and personalized experience that allows you to serve more clients without adding headcount.
Trusted by Leading Advisory Firms
Technology You
Can Rely On
Solving the Small Account Dilemma
Solving the Small Account Dilemma
Solving the Small Account Dilemma
How a $1B RIA cut costs and streamlined with Zoe.
How a $1B RIA cut costs and streamlined with Zoe.
How a $1B RIA cut costs and streamlined with Zoe.
How Zoe Helps Advisors Streamline Onboarding & Say “Yes” to More Clients
How Zoe Helps Advisors Streamline Onboarding & Say “Yes” to More Clients
How Zoe Helps Advisors Streamline Onboarding & Say “Yes” to More Clients
From the experience of McKenzie Lannon, CFP®
From the experience of McKenzie Lannon, CFP®
From the experience of McKenzie Lannon, CFP®
Connected to the Tools You Already Use
Technology You
Can Rely On
Better Investment Management
Leverage fractional trading to provide advanced, personalized investment strategies to every client.
Daily portfolio review with customizable drift-based rebalancing and trade execution.
Implement tax-efficient rebalancing, tax budgeting, tax loss harvesting, and direct indexing.
Salesforce
Salesforce
With Zoe’s new embedded widgets and real-time data sync, advisors can now manage key client workflows directly from Salesforce, increasing efficiency and reducing errors.
With Zoe’s new embedded widgets and real-time data sync, advisors can now manage key client workflows directly from Salesforce, increasing efficiency and reducing errors.
Easily start the account opening process directly from Salesforce.
Easily start the account opening process directly from Salesforce.
Initiate ACH transfers, including withholding information and real-time updates.
Initiate ACH transfers, including withholding information and real-time updates.
Securely move assets to the Zoe Wealth Platform, all from your CRM.
Securely move assets to the Zoe Wealth Platform, all from your CRM.
The information in the visuals above is for illustrative purposes only and does not represent
an actual user's z, balance, or returzn.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
Better Investment Management
Leverage fractional trading to provide advanced, personalized investment strategies to every client.
Daily portfolio review with customizable drift-based rebalancing and trade execution.
Implement tax-efficient rebalancing, tax budgeting, tax loss harvesting, and direct indexing.
Salesforce
With Zoe’s new embedded widgets and real-time data sync, advisors can now manage key client workflows directly from Salesforce, increasing efficiency and reducing errors.
Easily start the account opening process directly from Salesforce.
Initiate ACH transfers, including withholding information and real-time updates.
Securely move assets to the Zoe Wealth Platform, all from your CRM.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
Better Investment Management
Leverage fractional trading to provide advanced, personalized investment strategies to every client.
Daily portfolio review with customizable drift-based rebalancing and trade execution.
Implement tax-efficient rebalancing, tax budgeting, tax loss harvesting, and direct indexing.
The information in the visuals above is for illustrative purposes only and does not represent
an actual user's z, balance, or returzn.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
eMoney
eMoney
Keep every client plan accurate, complete, and
always up to date.
See a real-time view of client transactions
and portfolio movements.
Advisors integrate accounts in just a few minutes.
Advisors integrate accounts in just a few minutes.
Better Investment Management
Leverage fractional trading to provide advanced, personalized investment strategies to every client.
Daily portfolio review with customizable drift-based rebalancing and trade execution.
Implement tax-efficient rebalancing, tax budgeting, tax loss harvesting, and direct indexing.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
eMoney
Keep every client plan accurate, complete, and
always up to date.
See a real-time view of client transactions
and portfolio movements.
Advisors integrate accounts in just a few minutes.
Better Investment Management
Leverage fractional trading to provide advanced, personalized investment strategies to every client.
Daily portfolio review with customizable drift-based rebalancing and trade execution.
Implement tax-efficient rebalancing, tax budgeting, tax loss harvesting, and direct indexing.
Logos and trademarks shown are the property of their respective owners. They are used here for illustrative purposes only and do not imply any partnership, endorsement, or affiliation with Zoe Financial or the Zoe Wealth Platform.
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
Better Investment Management
Leverage fractional trading to provide advanced, personalized investment strategies to every client.
Daily portfolio review with customizable drift-based rebalancing and trade execution.
Implement tax-efficient rebalancing, tax budgeting, tax loss harvesting, and direct indexing.
More Integrations
The information in the visuals above is for illustrative purposes only and does not represent an actual user's account, balance, or return.
Zoe. Your Way to Wealth
Zoe. Your Way to Wealth
Zoe. Your Way to Wealth
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The preceding testimonials are provided by current members of the Zoe Advisor Network. No compensation was provided for the testimonial, however a conflict of interest exists because Zoe earns compensation from advisors on the Zoe Advisor Network. These testimonials and endorsements do not guarantee a level of success, nor do they guarantee that all clients will have the same experience.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER® certification mark, and the CFP® certification mark (including plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Zoe Financial® is a registered trademark; all rights reserved. Zoe Financial is independent and not affiliated with, sponsored by, or endorsed by
United Capital nor McKenzie Lannon, CFP®.
Copyright © 2025 Zoe Financial, Inc. | All rights reserved
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The preceding testimonials are provided by current members of the Zoe Advisor Network. No compensation was provided for the testimonial, however a conflict of interest exists because Zoe earns compensation from advisors on the Zoe Advisor Network. These testimonials and endorsements do not guarantee a level of success, nor do they guarantee that all clients will have the same experience.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER® certification mark, and the CFP® certification mark (including plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Zoe Financial® is a registered trademark; all rights reserved. Zoe Financial is independent and not affiliated with, sponsored by, or endorsed by
United Capital nor McKenzie Lannon, CFP®.
Copyright © 2025 Zoe Financial, Inc. | All rights reserved
Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.
The preceding testimonials are provided by current members of the Zoe Advisor Network. No compensation was provided for the testimonial, however a conflict of interest exists because Zoe earns compensation from advisors on the Zoe Advisor Network. These testimonials and endorsements do not guarantee a level of success, nor do they guarantee that all clients will have the same experience.
The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER® certification mark, and the CFP® certification mark (including plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Zoe Financial® is a registered trademark; all rights reserved. Zoe Financial is independent and not affiliated with, sponsored by, or endorsed by
United Capital nor McKenzie Lannon, CFP®.
Copyright © 2025 Zoe Financial, Inc. | All rights reserved
Features That Power the Zoe Platform
Onboarding Made Effortless
Digital account opening, e-signatures, and client authorization — all managed by Zoe’s team. Clients onboard in minutes, not days. Your advisors don’t touch paperwork.
Portfolio Management & Trade Execution
Zoe operates as your sub-advisor — implementing investment models, executing trades, and managing cash flows with precision.
All trades are handled through our custodial infrastructure, giving you full visibility without the manual lift.
Seamless Money Movement
We manage every detail of ACATs, ACHs, and money movements, ensuring transfers are accurate, compliant, and fast. Your clients never have to chase forms or follow up , and neither does your team.
Automated Rebalancing & Tax Optimization
Zoe automates household-level rebalancing, tax-loss harvesting, and tax-budgets for every account. Advisors retain oversight while Zoe handles the execution.