Zoe Financial, Inc. (“Zoe Financial”) is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Zoe Financial provides investment advisory services and access to independent registered investment advisers through its platform. Learn more about Zoe Financial on the SEC’s Investment Adviser Public Disclosure website. Brokerage services are provided by Zoe Securities LLC and Apex Clearing Corporation, members of the Financial Industry Regulatory Authority Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). Learn more about Zoe Securities and Apex on FINRA’s BrokerCheck website. The information provided by Zoe Financial is for educational and informational purposes only and should not be construed as personalized investment advice or as an offer to buy or sell any security. All investments involve risk, including possible loss of principal.

The information in the visuals are for illustrative purposes only, and doesn’t represent an actual user’s account, balance, or return. Zoe Financial does not provide tax or legal advice.

Fiduciary Advisors shown not affiliated or endorsed by Zoe Financial

Strategies and techniques discussed—including fractional trading, direct investing, asset allocation, rebalancing, tax-loss harvesting, and direct indexing—may not be suitable for all investors, may have limitations, and can trigger fees, expenses, and tax consequences.

^NerdWallet and NerdWallet Advisor Match are registered trademarks of NerdWallet, Inc. Zoe Financial's use of NerdWallet and affiliate data support Zoe Financial's referral business, which does not imply any skill, expertise, or experience. 

^^FastCompany, CNBC, and Forbes are registered trademarks of their respective owners. Zoe FInancial’s mentioning in any of their publications do not imply any skill, expertise, or guarantee any performance, nor in anyway intended to be an offer or solicitation to purchase or sell any security, other investment or service.  

*MorningStar is a trademark or service mark of Morningstar, Inc. Zoe Financial's use of MorningStar’s data and models’ investment performance data and portfolio analytics do not imply any specific skill, expertise or recognition. 

**ThinkAdvisor Luminaries Awards and FinTech Breakthrough Awards are registered trademarks of ALM Global, LLC and FinTech Breakthrough, respectively. Zoe Financial’s recognition in both the ThinkAdvisor Luminaries Awards and FinTech Breakthrough Awards do not imply any skill, expertise, or guarantee any performance. Zoe did not provide compensation or incentives for the awards.

+Open Opportunity Fund is a venture capital investor in Zoe Financial, Inc. The fact that Zoe appears in Open Opportunity Fund’s portfolio should not be construed as a recommendation, endorsement, or approval of Zoe’s services, nor as an indication of future performance. Open Opportunity Fund is not a client of Zoe’s advisory services and has a financial interest in the success of Zoe Financial.

Zoe Financial is not affiliated with, endorsed by, or sponsored by any of the third-party names mentioned above.

Commission-free trading means $0 commission trades placed in Zoe Wealth brokerage accounts. Benefits of Fractional Share Trading, tax-Loss harvesting, and Direct Indexing are not guaranteed and may involve risks to investments. Cash Yield account offering and FDIC coverage are for accounts via Zoe’s third-party clearing and custody broker dealer, Apex Clearing Corp.