Awards and recognitions by unaffiliated rating services, companies, and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if the Zoe Financial is engaged, or continues to be engaged, to provide investment advisory services; nor should they be construed as a current or past endorsement of Zoe Financial or its representatives by any of its clients. Zoe Financial makes no representation that the rating is representative of any one client’s experience. Neither Zoe Financial nor its representatives paid a fee to participate in any survey. Rankings published by magazines and others are generally based on information prepared and/or submitted by the recognized advisor. Investment performance generally is not a criteria for an award. Moreover, with regard to all performance information contained herein, directly or indirectly, if any, note that past results are not indicative of future results. Please see below for a more detailed description of the criteria used with respect to the awards and recognition granted to Zoe Financial.

Zoe Financial and NerdWallet are not affiliated. NerdWallet’s Best Of award winners are chosen through a rigorous evaluation process involving 43 writers and editors who evaluate each provider across the weighted criteria (Advisor access and credentials (20%)| Account management, planning or subscription fees (20%) | Financial planning capabilities (15%) | Expense ratios on available investments (10%) | Tax strategy, such as tax-loss harvesting, asset location guidance or direct indexing (10%) | Portfolio construction, including investment selection and customization capabilities (10%) | Account or asset minimum (5%) | Customer service, including hours of availability and ease of finding key information on the provider’s website. Does not include advisor access (5%) | Low or no setup or onboarding fees (2%) | Types of accounts managed (2%) | Brokerage options (where accounts are held and whether customers have to move funds to a new custodian to receive management) (1%).

The 2024 WealthManagement.com Industry Awards (the “Wealthies”) recognize outstanding companies, individuals, and initiatives driving financial advisors’ success and growth. The judging panel, consisting of independent industry experts, evaluates nominees based on their recent innovations and impact on financial advisors’ ability to enhance client outcomes. Over 1,000 nominations were submitted in 2024, with 287 organizations selected as finalists. Zoe Financial did not compensate WealthManagement.com to be included as a finalist. For more information, visit https://informaconnect.com/wealth-management-industry-awards/

The ThinkAdvisor Luminaries Awards 2024 recognize firms and individuals leading the way in the financial services industry. The judging panel, composed of industry professionals and ThinkAdvisor editors, evaluates nominees based on their leadership, innovation, and positive industry impact. Zoe Financial did not pay for inclusion in the awards. For more details, visit https://event.thinkadvisor.com/luminaries-awards/

FinTech Breakthrough and Zoe Financial are not affiliated. The 2025 FinTech Breakthrough Awards recognize innovation in financial technology across multiple categories. Award recipients are selected based on industry impact and innovation. Zoe Financial did not pay for inclusion in the awards. For more details, visit FinTechBreakthrough.com.